Regulation is sometimes seen as something that is unhelpful to the business world. It doesn’t have to be that way.

In Guernsey, our regulatory regime for financial services has an inherent connection to the Island’s excellent reputation in those sectors. That’s certainly helpful.

Regulation - Locate Guernsey

The Guernsey Financial Services Commission has, as its primary objective, to regulate and supervise financial services in Guernsey, with integrity, proportionality and professional excellence, and in so doing help to uphold the international reputation of Guernsey as a finance centre.

Most financial services businesses will need to be licensed or registered with the Commission before undertaking business from the Bailiwick.

The Commission’s supervisory divisions receive applications from potential licensees: Banking and Insurance, Fiduciary and Investment. In many instances, the applicant will know which division to approach to initiate discussions regarding licensing or registration. Where the applicant is unsure the Commission provides a central point of contact that is able to assist and to facilitate discussions with the relevant divisions.


If regulatory questions are part of a broader set of questions about setting up a business in Guernsey, please contact the Locate Team who can help.